Since employers can choose their different MPF schemes, it is very likely to have more than one personal account with different MPF providers.

We strongly encourage one to review regularly and consolidate accounts to a provider based on its fund choices, service, fee and performance and your own risk profile and investment objective.

While the consolidation allows you to manage your account more effectively, some providers will offer lower management fee based on the size of asset under management.

In addition, providers will offer bonus fund unit rebate for personal account consolidation from time to time.
Please contact us to find out more.

The example below assumes Mr. Chan owns 3 personal accounts after 3 separate jobs and each of his employers uses different MPF providers. Mr. Chan decides to consolidate all his accounts to MPF provider D.